Health insurance from 35,-€ per month

10 good reasons to opt for health insurance from DKV

  1. We are specialized in health insurance.
    Not all health insurance providers are specialized in this sector. DKV is. It is Europe’s leading health insurer with 7 million customers.
  2. We have exactly the kind of policy that suits you best.
    Our products can be completely tailored to the needs of the individual customer: network of private practices and clinics: If you need medical care, you can choose from DKV’s network of contracted doctors and hospitals. Reimbursement: You are treated by a doctor or clinic of your choice and we reimburse between 80% and 100% of the costs – worldwide
  3. We also care for your family.
    Large families receive attractive discounts:
    12% discount for families with 5 or more members.
    5 % discount for families with 4 members.
  4. We work with specialists and clinics of the first order.
    Our directory of contract physicians in Spain contains more than 19,000 specialists, including many renowned specialists. We also have 1,200 clinics linked to our network of contractors, including such prestigious hospitals as the Teknon Clinic, the Quirón Group, the Clínica de la Luz and the USP Clinic Network.
  5. We place the highest demands on our service.
    Customer-oriented service of the highest quality for all our policyholders is our top priority, because we know how important a quick and uncomplicated handling of formalities is when it comes to health.
  6. Our health insurance includes a free dental service and emergency assistance when travelling.
    Always show a beaming smile! All DKV health insurance policies include dental treatment and emergency treatment for stays abroad of up to 90 days at no extra cost.
  7. Attractive additional services.
    Medical advice by telephone, special advice in paediatrics, discounts in sports studios and wellness centres, health magazine with interesting articles… these are just some of the additional services you enjoy with a DKV health insurance.
  8. Structuring of contributions according to age, sex and place of residence, no surcharges for frequent use of benefits.
    We structure our premiums on the basis of the probable uptake of insurance benefits; our contractual provisions do not provide for any surcharges for frequent use.
  9. Responsibility and innovation guide us in developing new products and services for our customers.
    Extension of the age limits for our private health insurance policies:
    The upper age limit for new policies taken out by our health insurers with treatment by DKV contract physicians will be raised to 70, to 65 for insurance companies with reimbursement of costs and to 75 for DKV residents.
    DKV is the only health insurance company where people up to 70 years of age can take out an insurance policy with a panel doctor.
    DKV undertakes not to cancel policies that have been in existence for at least three years.
    Our “Lenguaje Claro” programme puts an end to the small print and describes the conditions in terms that are understandable to everyone.
    The Spanish consumer protection association has awarded us the certificate for clear language (Certificado de Claridad).
    Adopted children before the age of 18 are automatically included in the parents’ policy.
    Insurance models specially designed for foreigners with a secondary residence in Spain.
  10. We are a company with a high credit rating.
    Together with four other companies, DKV forms the ERGO Group with 30 million policyholders throughout Europe and 21,000 own insurance agents – a guarantee for customers and suppliers alike.
DKV Mundisalud

DKV Mundisalud

The DKV Mundisalud product offers the insured person all-round medical and surgical care for any type of illness or injury, with free choice of doctor and hospital worldwide. It is an insurance with a mixed benefit system: provision of services by contract clinics and contract doctors or reimbursement of costs, depending on whether medical services are chosen within the Cuadro Médico or outside.

DKV Versicherung

4 Options

  1. Mundi Complet
    You want to continue to be treated by your gynaecologist?
    No problem. With MUNDI COMPLET you have access to the medical network of DKV without additional costs. You can also consult specialists outside this network, whose bills are reimbursed at 80% (up to 80 EUR per specialist visit.
  2. Mundi Classic
    You do not want maximum rates for the health of your family?
  3. You decide. With MUNDI CLASSIC you have the boundless freedom to enjoy your health. Choose your doctors or medical centres and DKV will reimburse 80% of your bills (without maximum rate for specialist visits).
  4. Mundi Élite
  5. Do you always want to choose the best when it comes to health issues?
    The insurance for you. With MUNDI ÉLITE you can live your health with complete peace of mind, because in addition to the 90% reimbursement of all your medical and hospital expenses, both in Spain and abroad, you have agreed to one of the maximum maximum benefit rates available on the market.
DKV Integral

DKV Integral

…insures what’s most important to you: the welfare of your family. Our health insurance guarantees you the highest level of health care and the personal contact you desire when you go to the doctor or clinic.

Emergency care, outpatient treatment, care by specialists, diagnostic procedures, inpatient treatment and surgery. This policy covers everything, with no maximum limits (except prostheses). Furthermore, you enjoy worldwide emergency cover for stays abroad.

DKV Versicherung


Ambulant medical first aid

  • 24-hour medical care both at home and in case of hospital emergencies.
  • Medical Technical Assistant (M.T.A.)
  • Annual cardiological check-ups
  • Clinical analyses (except hormone and immunisation tests) and simple radiographs (without contrast)
  • Ambulance
  • Pediatrics and infant care
  • General Medicine

Medical care by specialists and supplementary diagnostic procedures

Anaesthesia and Resuscitation, Angiology and Vascular Surgery, Digestive System, Allergology and Immunology, Cardiology, Digestive System Surgery, General Surgery, Plastic and Reconstructive Surgery, Breast Surgery, Dermatology, Endocrinology, Geriatrics, Gynaecology, Haematology, Speech therapy and phoniatrics, Internal medicine, Nephrology, Neonatology, Pneumology, Neurosurgery, Obstetrics, Dentistry, Ophthalmology, Oncology, Otolaryngology, Otolaryngology, Medical foot care, Psychiatry, Rehabilitation and physiotherapy, Rheumatology, Traumatology, Urology

DKV Residentes

DKV Residentes

… is tailor-made for people like you, i.e. English people who want to live in Spain permanently. It offers exactly the health insurance cover you want if you need to visit a doctor, dentist or clinic.

You choose

  • Insurance cover in Spain or
  • Insurance cover in Spain for max. 100 days also in Great Britain
  • Transfer in case of death and always guaranteed
  • Insurance cover for acute illnesses during a holiday trip (up to 90 days) worldwide

DKV Versicherung

Your protection in detail

  • 100% medical treatment in DKV’s own medical network
  • 100% medical treatment with free choice of doctor and hospital
  • up to 500€ / year for medicine
  • up to 1.800€ / year for medical aids (shoe insoles, contact lenses, spectacle lenses, spectacle frames, hearing aids, etc.)
  • 80% dental treatment with free choice of dentist, max. 3.000€ /year
dkv top health

DKV Top Health

Because there are people who do not compromise on their health.

DKV Top-Health is designed for individuals and companies who expect an effective solution anywhere and anytime, without limits and at any time in any corner of the world. DKV Top Health surpasses conventional private health insurance by providing comprehensive coverage: Medication, dentures, prostheses, remedies, cures, homeopathy, etc.

DKV Versicherung

100% worldwide, the best health insurance coverage

  • Comprehensive medical treatment
  • Drugs
  • Dental coverage (80% reimbursement up to 9.000€ annually)
  • Remedies and aids (glasses, contact lenses, bandages, etc.)
  • Cures
  • prostheses, orthoses, implants
  • Homeopathy
  • Refractive Laser Surgery
  • Medically assisted reproduction
  • clinical psychology
  • and much more

Office Son Veri Nou

C/. de la Rambla, 3 – Local 10
07609 Son Veri Nou, Llucmajor
Opening hours:
Mo-Fr: 9:00-15:00 h
and at any time individually by arrangement

Office Santa Ponsa

Carrer Illes Canàries 18
Polígono Industrial Son Bugadelles
07183 Santa Ponsa – Calvià
Opening hours:
Summer time July and August
Appointments by phone:
+34 971 741 630 

Please contact us
Office Son Veri: +34 971 741 630
Office Santa Ponsa: +34 871 620 039
Mobil: +34 639 215 880

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Summer hours from 01.07-31.08  > 09.00-15.00h
Sommerzeiten vom 01.07.-31.08  > 09.00-15.00h
Horario de verano del 01.07-31.08  > 09.00-15.00h